Questions and Answers for Visitor Travel Medical Insurance - II

• What is the Policy Period?
• Should I purchase a combined policy for my parents or separate individual policies as both my parents are visiting me?
• When I buy the policy for more than one person, I am asked for only one passport number. Dont you need the passport number of all applicants?
• Is it possible to renew my policy?
• Does the insured need to have a medical examination?
• What is the meaning of UC & R ?
• What are pre-existing conditions?
• What is a HMO?
• What is a PPO?
• What is POS?
• What is a Primary Care Physician?
• Can I change my primary care physician?
• What is a Chart Number?
• What is difference between Urgent Care and Emergency Services?
• What are Preferred and Non Preferred providers for a PPO plan?
• Why do I need a travel protection plan if I have credit cards that include travel insurance?
• What is International Travel Medical Insurance? Why do I need it?
• Will the plans cover Baggage Loss and Trip Cancellation?
• How are the insurance companies rated?
• What is the definition of a Pre-exisitng Medical Condtion?
• What is a deductible?
• Can I purchase travel insurance for my friend, relative or employee online?
• When will my coverage become effective?

Previous