Questions and Answers for Visitor Travel Medical Insurance

How do I find out which doctors are part of a given insurance network?

You can get this information at the PPO network link, for your selected insurance plan. This information is presented in the 'Plan Details' column in our comparison engine You can also get this information by calling the toll free number of the insurance company or by visiting the insurance company web site. The toll free number should be on the insurance card that you receive on purchasing the insurance plan .

Can you give an example of my medical expenses with different insurance plans?

This really depends on the policy. For example if your medical bill is $25,000.

Scenario 1:

After deductible, policy covers up to a maximum of $50,000.

Here your expense is the first $100 deductible.

Thus your final expense is only $100 while the insurance company will cover the remaining $24,900.

Scenario 2:

Deductible is $100 with Maximum coverage of $50,000.

Policy covers 90% of first $5000 then 100% to the policy limit.

So your expense is the first $100 deductible followed by 10% of first $5000, which is $500. Thus your final expense is $600 while the insurance company will cover the remaining $24,400.

Our insurance comparison engine allows you to evaluate different plans based on deductible cost.

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