Patriot America Insurance offers Optional Advanced ADD Rider with higher Accidental Death limits. The plan also offers Optional Leisure Sports Rider and Extreme Sports Rider to cover activities normally excluded from coverage. The plan offers Trip Interruption coverage.

Patriot America plan provides End of trip Home Country Coverage. For every five months of continuous coverage you purchase, you can purchase one additional month of home country coverage as an accommodation and supplemental travel benefit, up to a maximum of two months. To purchase this special home country extension coverage, please check the appropriate box on the Application Form, and calculate your premium to include the additional month(s).

Patriot America plan offers Incidental Home Country coverage. During the Period of Coverage an insured person may return to their home country for incidental visits up to a cumulative two weeks total, subject to: a. The insured person must have left their home country, b. The total Period of Coverage must be for a minimum of 30 days, and c. The return to the home country may not be taken to receive treatment for an illness or injury incurred while traveling.

Patriot America Insurance offers Evacuation and Repatriation benefits.

Non US citizen applicants of Patriot America insurance can select the Optional Return Rider for coverage for a limited time in their country of citizenship. The insured person must be outside his/her country of citizenship at time of application.