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Patriot Exchange Insurance

Temporary Medical Insurance for visitors to the United States. 877.593.5403

Patriot Exchange Standard Short Term plan meets the U.S. visa travel insurance requirements a participant of a cultural exchange program. The plan may be purchased on monthly increments & can include coverage for the student or participant, his or her spouse & unmarried dependent children traveling with them. The plan provides insurance coverage for Accident/Sickness Medical, Medical Evacuation, Repatriation and Assistance coverage in the US.

    Patriot Exchange Standard Short Term plan provides a choice of plan maximums (US $50K, $250K or $500K) per Injury/Sickness as well as Emergency Medical Evacuation and Repatriation benefits and is ideal for J1 and J2 visa insurance requirement.

    Patriot Exchange Standard Short Term plan provides Medical coverage per Injury/Sickness as well as Repatriation, Evacuation, AD&D & Terrorism coverage with monthly premiums beginning at $41. The plan also provides optional coverage for Baggage, Personal Liability & Sports

    Patriot Exchange Insurance is administrated by International Medical Group Inc.

    Patriot Exchange Insurance is underwritten by Sirius International Insurance Corporation, a White Mountains Re company.

    Doctors and hospitals in the plan network can be located at the First Health Network PPO.

    Underwriter (Sirius International) is rated A “Excellent” by the A.M. Best

    Patriot Exchange Standard Short Term Plan (Basic Short Term plan does not fulfill the J1 visa insurance requirements) provides choice of per Injury/Sickness Medical Maximums of $50k,$250K, $500K with a lifetime maximum of $500K with a deductible of $100 per injury and sickness. The monthly premiums begin at $41.
    Patriot Exchange Standard Short Term plan covers the cost of emergency dental treatment and dental procedures necessary to restore sound natural teeth lost or damaged in an accident. The plan will also pay for the necessary treatment of sudden, unexpected pain to sound natural teeth.
    The plan provides coverage for Emergency Medical Evacuations to the nearest qualified medical facility; expenses for the reasonable travel and accommodations resulting from the evacuation; and the cost of returning to either the home country or the country where the evacuation occurred.
    If a covered illness/injury results in death, expenses for repatriation of bodily remains or ashes to the home country will be covered.
    The Sports Rider adds coverage for jet skiing, scuba diving, snow skiing, snowboarding, snowmobiling, snorkeling, surfing, wake-boarding, water skiing and wind surfing.

    Please click here to get a quote and purchase Patriot Exchange Insurance.

    Patriot Exchange Insurance may be renewed online before the policy expires. If the plan is purchased for a minimum of 3 months, coverage may be renewed (without break in coverage) for a total of up to 2 years.

    Patriot Exchange Insurance brochure and application can be downloaded here.

    Patriot Exchange Insurance claims can be submitted by completing and sending the claim form along with the itemized bills.

    If for any reason you are not pleased with the Patriot Exchange, you may submit a written request for cancellation and refund of your premium prior to the effective date of coverage.

      • Hospital Expense Coverage Limit: Semi private room rate; up to policy maximum.
      • Intensive Care Expense Coverage Limit: Usual, Customary and Reasonable up to policy maximum
      • Outpatient Doctor Office Coverage Limit: Usual Customary and Reasonable up to policy maximum.