If you’re visiting friends or family in the United States and your relatives are somewhat adventurous, you may have the opportunity to enjoy water sports or take part in other active pursuits on your vacation. It’s important your visitor insurance covers potentially dangerous activities. Visitor travel insurance for water sports is essential just in case you need to access the US medical system.
Scuba diving, jet skiing and windsurfing aren’t always covered by standard travel insurance policies so you should check policies to see what they offer. Don’t assume you will be covered. The premium will probably be a little higher.
When taking part in water sports, take basic safety measures. Wear a life jacket, and don’t dive or swim in contaminated water or water of an uncertain depth.
If you get injured while taking part in any of these activities the US medical costs will be huge. Even if you don’t expect to take part in any sports when you’re in the United States, it’s worth including the cover just in case you do get chance to do something adventurous.