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Diplomat Long Term Insurance

Comprehensive Long Term Medical Insurance for international travellers when they travel outside their home country

Diplomat Long Term Insurance is an excellent choice for individuals when they travel outside their Home Country for a minimum of 3 months. Coverage can be renewed without a break for up to 3 years. Coverage can begin next day. Medical records are not necessary.

    Diplomat Long Term Insurance provides comprehensive Accident and Sickness medical coverage, Emergency Dental, Accidental Death and Dismemberment benefits, Travel Assistance, Trip Interruption. It offers Evacuation, Repatriation and Emergency Reunion benefits

    Plan Detail

    Diplomat Long Term insurance offers $500K and $1 Million coverage up to age 69. $100K coverage for ages 70-79 and $50K at age 80 and above makes it popular for seniors. It is a perfect choice for green card holders in the US and for US citizens going abroad for an extended period.

    Plan Detail

    Diplomat Long Term Insurance is administered by Global Underwriters Agency Inc.

    Diplomat Long Term Insurance is underwritten by The Insurance Company of the State of Pennsylvania, Philadelphia, member of American International Group (AIG) of companies.

    Doctors and hospitals in the plan network can be located at the CCN Network.

    The Plan Underwriter, AIG is rated A++ “Superior” by the A.M. Best Company.

    Diplomat Long Term Insurance is one of the few insurance plans that offers $100K coverage for visitors ages 70-79 and $50K coverage above age 79. Coverage is available for up to 36 consecutive months.
    Diplomat Long Term Insurance offers 24 hour multilingual Worldwide services and instant physician and hospital referrals anywhere in the world. The plan also coordinates benefits and payments to medical facilities worldwide.
    Diplomat Long Term Insurance provides optional Hazardous Activity Coverage to cover activites like Motorcycling, scuba diving, jet, snow, and water skiing, mountain climbing, sky diving, amateur racing, piloting any aircraft, bungee jumping, spelunking, whitewater rafting, surfing, and parasailing that are not normally covered under the insurance.
    Diplomat Long Term Insurance offers optional Athletic Coverage – For participation in amateur, club, intramural, interscholastic or intercollegiate tennis, swimming, cross country, track, baseball, softball, volleyball and golf sports only. All other sports must be approved in advance by the Company.
    Diplomat Long term Insurance offers optional Home Country Coverage – If a covered person has been enrolled on this plan for a minimum of 30 days, coverage for an incidental trip to your Home Country, as listed on your application, is available up to a maximum of two (2) months per twelve (12) months of coverage. Coverage shall be prorated five (5) days for each month purchased, in the event that an insured persons coverage is less than twelve (12) months. Any claims paid are subject to the deductible and co-insurance and the medical benefit amount is reduced by 50% to a maximum of $75,000.

    Please click here to get a quote and purchase Diplomat Long Term Insurance.

    Diplomat Long Term plan can be renewed with no break in coverage for up to 36 months with a renewal fee of $10. Plan must be renewed for a minimum of 1 month. On line link to renew the plan will be sent by email.

    Diplomat Long Term Insurance brochure and application can be downloaded here.

    Diplomat Long Term Insurance claims can be submitted by completing and sending the claim form along with the itemized bills.

    Diplomat Long Term Insurance can be cancelled with a written notice before the start date for a $25 fee. No refunds will be given after the effective date.

    • Hospital Expense Coverage Limit: Up to policy maximum.
    • Intensive Care Expense Coverage Limit: Up to policy maximum
    • Outpatient Doctor Office Coverage Limit: Up to Policy Maximum
    • Pre-existing condition coverage Limit: No coverage. Look back period for pre existing conditions is 3 years prior to start of plan.
    • Repatriation: Up to $100,000
    • Evacuation: Up to $20,000