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Patriot America Insurance

Travel Medical Insurance for non US Citizen Travelers outside their country of citizenship.

Patriot America Travel Insurance is for non US citizens travelling outside their country of citizenship. Coverage is available from 10 days to up to 2 years. Coverage can begin next day. No medical tests or physical exam necessary.

    Patriot America Travel Insurance provides coverage for Accident and Sickness related doctor visits, diagnostics, hospitalization and prescriptions. The plan also offers Accidental Death, Trip Interruption and Terrorism Coverage benefits. In addition the plan offers Evacuation and Repatriation benefits.

    Patriot America Health Insurance insurance offers comprehensive coverage. Plan offers incidental home country coverage. Optional End of Trip Coverage, Extreme Sports Rider, enhanced ADD coverage is available. Several benefit options from $50K to $1 Million are available. Benefits are per life of plan.

    Patriot America Travel Insurance is administered by International Medical Group.

    Patriot America Insurance is underwritten by Sirius International Insurance Corporation, White Mountains Insurance Group company.

    Doctors and hospitals in the plan network can be located at the First Health Network PPO.

    Sirius International Insurance Corporation is rated A “Excellent” by the A.M. Best Company.

    Patriot America Insurance offers Optional Advanced ADD Rider with higher Accidental Death limits. The plan also offers Optional Leisure Sports Rider and Extreme Sports Rider to cover activities normally excluded from coverage. The plan offers Trip Interruption coverage.
    Patriot America plan provides End of trip Home Country Coverage. For every five months of continuous coverage you purchase, you can purchase one additional month of home country coverage as an accommodation and supplemental travel benefit, up to a maximum of two months. To purchase this special home country extension coverage, please check the appropriate box on the Application Form, and calculate your premium to include the additional month(s).
    Patriot America plan offers Incidental Home Country coverage. During the Period of Coverage an insured person may return to their home country for incidental visits up to a cumulative two weeks total, subject to: a. The insured person must have left their home country, b. The total Period of Coverage must be for a minimum of 30 days, and c. The return to the home country may not be taken to receive treatment for an illness or injury incurred while traveling.
    Patriot America Insurance offers Evacuation and Repatriation benefits.
    Non US citizen applicants of Patriot America insurance can select the Optional Return Rider for coverage for a limited time in their country of citizenship. The insured person must be outside his/her country of citizenship at time of application.

    Please click here to get a quote and purchase Patriot America Insurance.

    If the Patriot America Insurance plan is purchased for a minimum of 3 months, coverage may be renewed for up to 2 years online before the policy expires.

    Patriot America Insurance brochure and application can be downloaded here.

    Patriot America Insurance claims can be submitted by completing and sending the claim form along with the itemized bills.

    Patriot America Insurance can be cancelled with a written notice before the start date; If after effective date, cancellations will be granted with a $25 fee if no claims have been submitted. Only full month premiums will be considered for refunds.

    • Hospital Expense Coverage Limit: Up to policy maximum
    • Intensive Care Expense Coverage Limit: Up to policy maximum
    • Outpatient Doctor Office Coverage Limit: Up to Policy Maximum
    • Pre-existing condition coverage Limit: No coverage for Patriot America plan. For the definition of a Pre-existing Condition, please see Exclusion number 1 in the Patriot America insurance brochure.
    • Repatriation: Up to $25,000
    • Medical Evacuation: Up to policy maximum