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Patriot International

Excellent Medical Insurance for US Citizens Travelling abroad.

Patriot International Insurance is ideal for US citizens who engage in international travel. Minimum coverage is for 10 days, plan can be renewed for up to 2 years. Coverage can begin next day. Proof of insurance and ID card can be downloaded immediately.

    Patriot International Insurance provides coverage for Accident and Sickness related doctor visits, diagnostics, hospitalization and prescriptions. The plan also offers Accidental Death, Trip Interruption and Terrorism Coverage benefits. Plan inludes Evacuation and Repatriation benefits.

    Patriot International insurance offers comprehensive coverage from $50K to $2 Million. Plan includes incidental home country coverage. Optional End of Trip Coverage, Extreme Sports Rider, enhanced ADD coverage is available. Benefits are per life of plan.

    Patriot International Insurance is administered by International Medical Group.

    Patriot International Insurance is underwritten by Sirius International Insurance Corporation, White Mountains Insurance Group company.

    Doctors and hospitals in the plan network can be located at the First Health Network.

    Sirius International Insurance Corporation is rated A “Excellent” by the A.M. Best Company.

    Patriot International Travel Medical Insurance covers US citizen international travellers. Coverage is available for up to 24 months.
    Patriot International Insurance provides Optional Advanced ADD Rider for those looking for higher Accidental Death limits. The plan also offers Optional Leisure Sports Rider and Extreme Sports Rider to cover activities normally excluded from coverage such as motorcycling, scuba diving, skiing and whitewater rafting. The plan offers Trip Interruption coverage.
    Patriot International plan provides End of trip Home Country Coverage. For every five months of continuous coverage you purchase, you can purchase one additional month of home country coverage as an accommodation and supplemental travel benefit, up to a maximum of two months. To purchase this special home country extension coverage, please check the appropriate box on the Application Form, and calculate your premium to include the additional month(s).
    Patriot International Insurance provides Evacuation and Repatriation benefits.
    Patriot International plan includes Incidental Home Country coverage. During the Period of Coverage an insured person may return to their home country for incidental visits up to a cumulative two weeks total, subject to: a. The insured person must have left their home country, b. The total Period of Coverage must be for a minimum of 30 days, and c. The return to the home country may not be taken to receive treatment for an illness or injury incurred while traveling.

    Please click here to get a quote and purchase Patriot International Travel Medical Insurance.

    If the Patriot International Insurance plan is purchased for a minimum of 3 months, coverage may be renewed for up to 2 years online before the policy expires.

    Patriot International Travel Medical Insurance brochure and application can be downloaded here.

    Patriot International Insurance claims can be submitted by completing and sending the claim form along with the itemized bills.

    Patriot International Insurance can be cancelled with a written notice before the start date; If after effective date, cancellations will be granted with a $25 fee if no claims have been submitted. Only full month premiums will be considered for refunds.

    • Hospital Expense Coverage Limit: Up to policy maximum
    • Intensive Care Expense Coverage Limit: Up to policy maximum
    • Outpatient Doctor Office Coverage Limit: Up to Policy Maximum
    • Pre-existing condition coverage Limit: For US citizens buying the Patriot International plan coverage for Pre existing conditions is limited up to US$15,000 for the eligible expenses of a sudden and unexpected recurrence of a Pre-existing Condition while traveling outside of the US. For the definition of a Pre-existing Condition, please see Exclusion number 1 in the Patriot Travel Medical insurance brochure.
    • Repatriation: Up to $25,000
    • Medical Evacuation: Up to policy maximum