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Do I Need Travel Insurance When I’m Staying With Family?

When you travel to visit your son or daughter, aunt, mother or father you can be assured of a warm welcome. As a visiting family member you are often given the best of everything and looked after to make sure you have the most enjoyable time possible. Do you really need visitor medical coverage when you stay in the safety of your family’s home?

The sad fact is, no matter how safe and secure your family’s home in the United States, accidents and crime can still occur. The neighborhood may be safe and friendly but traveling downtown to larger cities is a different matter. Road traffic accidents are common in the United States and you may be injured as a passenger or pedestrian.

Anyone can get sick when they travel, whether you stay in a hostel, a hotel or a family home. Traveling to a new climate and experiencing different foods can be tough on your body.

While you are unlikely to suffer anything negative during your visit, it is better to be safe than sorry with visitor medical coverage. The cost of medical care in the United States can be much, much higher than you are used to at home. Don’t leave yourself, or your family, with bills you cannot pay should you fall ill or be injured.

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