For everyone out there who is unsure exactly what visitors insurance is, here are some explanations. Visitor insurance also goes by many other names and can be called international travel insurance, visitor medical insurance, visitor health insurance, and visitor travel insurance.
Visitor travel insurance is for people coming to the United States, or traveling to other countries, for business or vacation. Travel insurance is specifically designed for the times when things go wrong on vacation. You may not need to claim on your travel insurance but it is essential to have it, just in case.
Travel insurance and visitor insurance typically reimburses you financially if you suffer illness or injury when you are abroad. It also reimburses you for lost or stolen luggage, belongings and personal effects.
The insurance may also include reimbursement for you if you need to cancel your trip – this is called trip cancellation insurance. Travel insurance policies often include additional emergency evacuation coverage, coverage for repatriation and coverage for personal liability.