Medical Coverage for Visitors to USA

Visitors medical coverage is very important to have when visiting USA. Insurance that one has in one’s home country usually does not provide coverage abroad. With the rising cost of health care, it is prudent to be covered in the unfortunate chance of an accident or illness occurring. Policies that provide visitor medical coverage pay for the cost of treatment related to new injuries and illnesses.

Benefits of visitor medical insurance coverage include costs related to hospitalization, surgery, doctor’s office visits and prescription drugs. Emergency evacuation and accidental death and dismemberment are also covered by some plans.

Plans that offer visitor medical coverage typically do not cover pre-existing conditions. A pre-existing condition is a medical condition for which the insured sought treatment and/or took medication before enrolling in the plan. Plans look back 6 months to 3 years before the start of the plan. However, there are a few plans that offer some pre-existing coverage, especially for an acute onset of the pre-existing condition.