Coverage for Hospital, Doctor & Medicine bills during Travel
Travel Coverage for Visitors
» Ideal for US residents traveling abroad and visitors to the US
» Covers unforeseen treatment related expenses when an accident, illness, or tragedy occurs while overseas
» Claims are administered in the US
» Direct cashless settlement of bills and discounts possible within PPO networks
Visitors Travel Coverage – What is included?
Visitor travel medical coverage has a broad range of coverage including the following that are related to new sicknesses and accidents:
- Hospital/Doctor’s expenses
- Dental Fees
- Prescription Drug expenses
- Emergency Medical Need/Ambulance Services
- Repatriation of Mortal Remains
- Accidental Death and Dismemberment
Typically costs related to the treatment of pre-existing conditions and regular physicals are not included. Also, sports and hazardous activities such skiing, snowboarding etc may not be covered. It would be prudent to check the fine print and purchase a rider if one is planning on taking part in such adventure sports.
Visitors Travel Health Coverage – Features
Plans offering visitors travel health coverage are underwritten by some of the best insurance carriers. The plans are underwritten by companies with high A.M. ratings; such companies include AIG, Nationwide, and Lloyds. A.M. ratings are provided by A.M. Best, an independent company.
Our visitor travel coverage for USA travelers and non-US residents visiting USA can be bought prior to or after the start of travel. Our plans can be bought for a period of time anywhere between five days to thirty six months. Most plans feature direct payments to certain hospitals and doctors. Many plans offer a choice of deductibles ranging from $0 to $2500.
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