Group Visitor Insurance Plans
Group insurance policies cover groups of 5 or more people traveling
together. Incidental and end of trip Home Country Coverage is also included.
Through out the year many foreign visitor groups tour the USA. It is prudent for the organizers to have the right kind of group visitor insurance coverage to protect the visitors. Group Visitor health insurance offers protection against unexpected hefty US medical bills from sicknesses & accidents. While foreign visits can be a lot of fun, medical treatment overseas is certainly not fun or straightforward.
Similarly when US tour groups travel overseas there are the risks from
bills for hospitalizations, medical evacuations, repatriations and trip
cancellations. Tour group organizers and operators can cover all members
under one group visitor insurance plan at a very affordable cost.
| Atlas Group Insurance | Patriot Group Insurance | |
| - Available to all nationalities - Coverage up to $1 Million - Outstanding coverage for sports & athletic activities - Includes coverage for Terrorism, Political Evac - Out-of-pocket limit can be $0 in USA - Underwritten by Lloyds |
- US & Non-US citizens eligible - Coverage up to $ 2 Million - Outstanding coverage for Medical Evacuation - Includes coverage for Terrorism, Political Evac - Out-of-pocket limit can be $500 in USA - Underwritten by Sirius International |
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Group Health Insurance for Visitors
These plans are primarily designed to cover the following:
- Medical Bills arising from hospitalization or out-patient doctor office visits
- Expenses for diagnostic tests (i.e. X-Rays, CT Scans, Blood Tests etc)
- Prescription Drugs
- Costs for medical evacuation from the site of accident to closest adequate medical facility
- Costs for preparing and transporting the remains of the dead back to the home country
Group Travel Insurance for Foreign Visitors
Tour Organizers and Tour operators carry huge responsibility in ensuring a foreign trip or a US tour goes off smoothly. While they are adept with tour arrangements & logistics they are totally at sea in managing the medical emergencies that affect tour members. Lack of immediate access to hospitals/doctors, challenges in finding specially medically equipped transport vehicles, and foreign language are some of the hurdles tour operators face.
Experienced tour operators insist group travel insurance for foreign visitors is in place before starting their journey. They transfer the medical help risk and obligations to foreign travel insurance companies that are specially equipped to deal with such situations.
