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Citizens and residents of India qualify for these travel insurance plans that are designed to particularly cover unexpected medical expenses as a result of sudden accidents or illness when away from home. Treatment related medical bills can sky rocket and cause financial strain, unless the person needing treatment is insured. With a variety of plans offering different levels of coverage at different premiums, one can easily choose coverage that suits one’s requirements. The limited benefits type of plan is affordable and provides basic coverage. Our comprehensive plans go beyond the coverage offered by the fixed benefits plans as they do not have any sub limits for each benefit.
Plans that offer travel insurance for India and USA visitors can be bought prior to or after the start of travel. They can be bought for a period of time anywhere between five days to three years. Most of our plans feature cashless payments to certain hospitals and doctors.
Underwritten by US insurance companies, travelers from India can obtain coverage outside India. These plans are provided through companies with high A.M. ratings; such companies include AIG, Nationwide, and Lloyds. A.M. ratings are provided by A.M. Best, an independent company. Claims are also handled in the US so direct settlement of claims is common when treatment is under a doctor or hospital within the network.
Benefits of travel insurance for India residents include treatment of an unexpected injury or sickness. These could include hospital stays, visits to the doctor, surgery, diagnostic tests such as blood work or X-rays and even prescription drugs. Treatment related to pre-existing conditions and regular physicals are not covered by many plans. Also included are emergency medical evacuation and repatriation of remains.
We all know that visitor insurance is essential for international travel in order to protect us if we fall ill or are injured while on a vacation or business trip. But fewer of us know what the procedure is if we do need to use our international travel insurance. The fact is that most trips pass off without incident and our insurance is often untouched. But there are occasions when you will need to visit a medical facility or have treatment – what is the procedure for billing?
With so many different ways of buying visitor insurance it can be difficult to know where to start. Individual brokers, travel agents, online comparison sites and travel insurers direct all over good deals on international travel insurance but how do you know where to go to make your purchase? Another factor you need to take into consideration is the insurer itself – does it make a difference if you buy insurance from an American company for visiting the US, or should you purchase a policy from an insurer in your home country? ...